AUTHENTIFI™ API

Aims to effectively combine trusted 3rd party external data sources (Banks and various credit bureaus).

Combined with specific internal Transaction Capital data sources which are overlayed with INTELLIGENCE to enable validation and behavioural data services that can enable smarter decision-making and intelligent payment and collection strategies.

What can you do with this API product

Enhanced Fraud Prevention

Minimize paper dependencies, through early detection of data.

Smart Collections

Predictive discernment into optimal action dates increase the success rate of future payment plans

Reduced Debt Delinquency Rates

Intelligent data ensures insights into the most probable income streams available to service debt and honour payment commitments

Optimised Transaction Costs

Validated data coupled with optimal action dates and income levels ensures that (low cost) debit order and payment instruments can achieve the same success as other mechanisms

Enhanced Fraud Prevention

Minimize paper dependencies, through early detection of data.

Smart Collections

Predictive discernment into optimal action dates increase the success rate of future payment plans

Reduced Debt Delinquency Rates

Intelligent data ensures insights into the most probable income streams available to service debt and honour payment commitments

Optimised Transaction Costs

Validated data coupled with optimal action dates and income levels ensures that (low cost) debit order and payment instruments can achieve the same success as other mechanisms

Here are the available features

Account verification services

Verification of account holder and banking account details across various participating South African Banks

Contact number verification services

Verification of cellphone number and email address information

Credit score services

Estimate a credit score of an individual via their ID number

Strike date forecasting services

Determine strike date information

Employment history services

Retrieve employment history of individual via ID number

Credit arrears services

Check if an individual has any credit in arrears

Identity verification services

Use DHA information to check if an individual is who they say they are

Secure client communications

Send sms or email to users

Affordability services

Check current income estimates of an individual

Sim Swap Services

Determine if a sim swap was performed on a number owned by an individual

Find out more about the value and opportunities OneHub has to offer

Request access