Credit Trading

For financing needs that conventional products cannot satisfy

Cash and working capital are key to the success of any company. The financing of trade in your company’s lifecycle, whether you’re buying or selling goods, services or commodities, enables you to offer more competitive terms to win business and mitigate payment risk. There are a number of instruments you can use to finance trade flows.

Some of the benefits

Trade finance credit

Ease out cash constraints and reduce credit and payment risks

Extensive African presence

Gain access to the insight and skills you need to buy and sell across countries

Credit-linked notes

Manage your exposure to credit risk and your balance sheet

Credit risk analysis

Stay on top of business credit risk by having access to the information you need on market shifts

How we can assist you

Do you need to enhance your working capital?

Liquidity is an important factor in any business, giving you the ability to quickly convert assets such as investments, accounts receivable, and inventory into cash.

As Africa’s dominant provider of credit-based liquidity, our innovative structured credit products are delivered through innovative credit combinations that provide you with access to both African and global asset pools that you could not access independently.

Our offering

As a leading trader and market-maker in both developed and emerging market cash and derivative products we specialise in enhancing credit yield in customised structures that match your risk-return profiles.

Trade finance credit: One of the biggest challenges faced by companies trading in Africa is the gap in trade finance, especially in relation to credit availability.
Managing credit risk: You need to stay on top of business credit risk management by having access to the information you need on market changes.
Credit-linked notes: As with many other credit derivatives, these are used to help manage both your exposure to credit risk and your balance sheet.
Trusted expertise: We understand that you need a banking partner that you can trust. Our expertise in Africa and globally, provides you with trusted insights and skills to navigate credit opportunities.

The benefits for you

International trade involves buying and selling across countries that have very different financial and legal systems, environments and cultures.

Our unique and extensive presence across the African continent, combined with our proven capabilities and expertise in developed capital markets, provide the insight and skills you need to successfully link emerging and frontier credit opportunities with developed market credit, through transactions that are globally compliant.

African economies are impacted differently by global macroeconomic factors, which necessitates a case-by-case approach when analysing credit risk.
Our in-depth knowledge of discrete African credit markets allows us to access credit on-the-ground.
We have pioneered the structuring of multiple Credit Linked Note programmes, in both ZAR and non-ZAR listed notes, that leverage African and global credit, and we are currently among the top 15 global issuers of credit notes.

How we can assist you
Our offering
The benefits for you

Do you need to enhance your working capital?

Liquidity is an important factor in any business, giving you the ability to quickly convert assets such as investments, accounts receivable, and inventory into cash.

Trade finance credit: One of the biggest challenges faced by companies trading in Africa is the gap in trade finance, especially in relation to credit availability.
Managing credit risk: You need to stay on top of business credit risk management by having access to the information you need on market changes.
Credit-linked notes: As with many other credit derivatives, these are used to help manage both your exposure to credit risk and your balance sheet.
Trusted expertise: We understand that you need a banking partner that you can trust. Our expertise in Africa and globally, provides you with trusted insights and skills to navigate credit opportunities.

International trade involves buying and selling across countries that have very different financial and legal systems, environments and cultures.

African economies are impacted differently by global macroeconomic factors, which necessitates a case-by-case approach when analysing credit risk.
Our in-depth knowledge of discrete African credit markets allows us to access credit on-the-ground.
We have pioneered the structuring of multiple Credit Linked Note programmes, in both ZAR and non-ZAR listed notes, that leverage African and global credit, and we are currently among the top 15 global issuers of credit notes.